We Provide Debt Relief Solutions
Francois and Associates is a Massachusetts based debt relief company whose primary mission is to provide best-in-class debt settlement products and services. We help local consumers take back control of their debt. Because we are a “Pay for Performance” based company, we only get paid after we save you money. There are no membership or monthly fees.
We focus on debt consolidation, consolidating payments into one monthly payment, so you need not risk assets using a consolidation loan.
During the course of a client’s debt settlement program, our certified settlement consultants will negotiate with our client’s creditor(s) to reach an equitable agreement on a settlement amount. In some instances, this negotiated settlement is a fraction of what was owed.*
- An opportunity to absolve all or most of your credit card or unsecured debt*
- No upfront retainer. No monthly or hidden fees.
- A “Pay for Performance” approach.
- An alternative to filing bankruptcy.
- The opportunity to take control of your financial future.
- A chance to save for retirement, health care, or college tuition.
- Local and experienced debt relief specialists.
- A fresh start for your credit score without the burdensome credit card debt




