Francois And Associates: A Massachusetts Debt Relief Agency

We Provide Debt Relief Solutions

Francois and Associates is a Massachusetts based debt relief company whose primary mission is to provide best-in-class debt settlement services. We help local consumers take back control of their debt. Because we are a “Pay for Performance” based company, we only get paid after we save you money. There are no membership or monthly fees. Call us to learn more.

We focus on debt consolidation, consolidating payments into one monthly payment, so you need not risk assets using a consolidation loan.

During the course of a client’s debt settlement program, our certified settlement consultants will negotiate with our client’s creditor(s) to reach an equitable agreement on a settlement amount. In some instances, this negotiated settlement is a fraction of what was owed.* 

Call us at 1-800-355-1082 to learn more about debt settlement an how we can help you.

What Are The Benefits:
  • Local and experienced debt relief specialists.
  • No upfront retainer. No monthly or hidden fees.
  • An opportunity to absolve all or most of your credit card or unsecured debt*
  • A Pay for Performance approach.
  • An alternative to filing bankruptcy.
  • The opportunity to take control of your financial future.
  • A chance to save for retirement, health care, or college tuition.
  • A fresh start for your credit score without the burdensome credit card debt
What our clients are saying:
  • D.C. from Methuen, MA
    Said on March 29th, 2012
    I can't thank you enough for all that you have done for me. It was truly a pleasure working with you.You really made this difficult situation much easier for me, and I thank you for that as well.I wish I had a chance to meet you...You guys are awesome and so easy to talk to!!
  • D.H. in Dracut, MA
    Said on January 23rd, 2012
    THANK YOU SO MUCH FOR EVERYTHING, I WILL SPREAD THE WORD ABOUT YOUR CO. YOU WERE A JOY TO DO BUSINESS WITH....SINCERELY,..D. H.
  • K.C. in Beverly, MA
    Said on December 29th, 2011
    Thanks again for your work on this... absolutely life-changing work you do...Happy New Years to you as well. :-)
  • J.T. in Burlington, MA
    Said on September 6th, 2011
    I want to thank you for all of your help in helping me closing these accounts… you have helped me remove a load off my shoulder
  • A.D.
    Said on August 26th, 2011
    As of today, the last credit debt, Capital One, is all paid off! Thank you so much for your help. Both A***** and I are in so much better financial situations now than we were a year ago, and you really helped us out....Thanks for everything.