Preparing for Retirement Before we talk about saving for your retirement, there is good news and bad news I would like to mention. The good news is that you are not going to be run over by a speeding freight train on the way home from your last day of work; and the bad news […]

Posted on 11th December 2013 by Joel Francois in Living Debt Free, Retirement Planning, Saving Money

Debt consolidation can be very helpful with managing the payment of debt. When you consolidate your debt, you take out a loan to pay off several other debts. Allowing you to consolidate all the money you owe into one payment. If you have an easier time making your payments, you can avoid late fees, extra […]

Posted on 15th April 2013 by Joel Francois in Debt Consolidation, Debt Education, Saving Money

We in Massachusetts know all about the bottom line when trying to protect our bottom line. We understand that to stay in the black, it is not only about how much money comes in, but also how much goes out. The old bromide advising us to “live within our means” is as true today as […]

Posted on 1st February 2013 by Joel Francois in Saving Money, Shopping Tips