We in Massachusetts know all about the bottom line when trying to protect our bottom line. We understand that to stay in the black, it is not only about how much money comes in, but also how much goes out. The old bromide advising us to “live within our means” is as true today as […]

Posted on 1st February 2013 by Joel Francois in Saving Money, Shopping Tips

The key to avoiding excessive credit card debt and a date with a Massachusetts bankruptcy court is of course to spend less money for your Christmas shopping. To maintain control of your finances, avoid excessive borrowing on your credit card and try to pay for everything immediately. And since the Christmas season is a time […]

Posted on 6th November 2012 by Joel Francois in Black Friday, Shopping Tips