Success Stories

What our clients are saying:
  • D.C. from Methuen, MA
    Said on March 29th, 2012
    I can't thank you enough for all that you have done for me. It was truly a pleasure working with you.You really made this difficult situation much easier for me, and I thank you for that as well.I wish I had a chance to meet you...You guys are awesome and so easy to talk to!!
    • D.H. from Dracut, MA
      Said on January 23rd, 2012
      THANK YOU SO MUCH FOR EVERYTHING, I WILL SPREAD THE WORD ABOUT YOUR CO. YOU WERE A JOY TO DO BUSINESS WITH....SINCERELY,..D. H.

  • K.C. from Beverly, MA
    Said on December 29th, 2011
    Thanks again for your work on this... absolutely life-changing work you do...Happy New Years to you as well. :-)
  • J.T. from Burlington, MA
    Said on September 6th, 2011
    I want to thank you for all of your help in helping me closing these accounts… you have helped me remove a load off my shoulder
  • A.D.
    Said on August 26th, 2011
    As of today, the last credit debt, Capital One, is all paid off! Thank you so much for your help. Both A***** and I are in so much better financial situations now than we were a year ago, and you really helped us out....Thanks for everything.
  • Success Stories

    Testimonials

    I would like to express a huge thank you to Francois & Associates. My wife and were crippled with debts that we could not keep up with. Every month turned into a triage process of choosing certain bills to ignore; we were stressed out of our minds and embarrassed about the whole situation. F & A was recommended to me by a close friend whose opinion I trusted, and so I gave them a call and had a few phone discussions with them. What really sold me was how F & A explained every option we had, how the whole process worked. They didn't make us feel like idiots, they made us feel comfortable and helped us make our own choices of what we could do. Their expertise is exceptional, and I could not believe how much they saved us in the negotiation process. It is one year later, and my finances have been in the best shape they have been in years. I am able to put a huge chunk of my paycheck into savings every month and it has made a huge difference in our happiness and comfort. I've learned many hard lessons these past five years, but without F & A I could not have gotten back on track. Thank you again F & A, for everything you have done.
    - A.D.C.
    on 04/12/2012, Boston MA

    A friend of mine referred me to Francois and Associates to help me manage my overwhelming credit card debt. And although I was skeptical at first because of a dreadful experience I had with another company, I decided to give this another try after speaking with one of their debt relief associates. Their honesty and “straight-talk” approach really appealed to me and today, I am debt free! I would definitely recommend Francois and Associates to anyone who has unmanageable credit card debt and is searching for help. They have the expertise and knowledge to get it done.
    - Alda B.
    Stoneham, MA

    After my elderly mother fell, it became a challenge for my family to pay for her care, along with our own expenses. We turned to credit cards to get us by but were barely making any progress on the balance. We contacted F&A to see if they could help. They've been able to save us 40% on one of our accounts and are close to settling our second. We're relieved to find a way out of our situation, with a team that has shown dedication and outstanding service
    - William H.
    Webster, MA

    Actual settlement letters
    ChaseChaseBalance was $9156.10, we negotiated a settlement of $3800.00
    FIA Card ServicesFIA Card ServicesBalance was $20,886.32, we negotiated a settlement of $6270.00
    Washington MutualWashington MutualBalance was $5384.12, we negotiated a settlement of $2000.00

    [pdf-preview href="http://www.mylocaldebtrelief.com/wp-content/uploads/2011/01/RBS.pdf" title="RBS Bank" description="Balance was $5808.95, we negotiated a settlement of $1800.00"]

    T-Mobile WirelessT-Mobile WirelessBalance was $1218.58, we negotiated a settlement of $609.30
    Target National BankTarget National BankBalance was $1563.45, we negotiated a settlement of $703.00
    CitibankCitibankBalance was $11,380.24, we negotiated a settlement of $5690.12
    CitifinancialCitifinancialBalance was $4988.75, we negotiated a settlement of $2169.58

     

    I would like to express a huge thank you to Francois & Associates.  My wife and were crippled with debts that we could not keep up with.  Every month turned into a triage process of choosing certain bills to ignore; we were stressed out of our minds and embarrassed about the whole situation.  F & A was recommended to me by a close friend whose opinion I trusted, and so I gave them a call and had a few phone discussions with them.  What really sold me was how F & A explained every option we had, how the whole process worked.  They didn’t make us feel like idiots, they made us feel comfortable and helped us make our own choices of what we could do.  Their expertise is exceptional, and I could not believe how much they saved us in the negotiation process.  It is one year later, and  my finances have been in the best shape they have been in years.  I am able to put a huge chunk of my paycheck into savings every month and it has made a huge difference in our happiness and comfort.  I’ve learned many hard lessons these past five years, but without F & A I could not have gotten back on track.  Thank you again F & A, for everything you have done.

    I can’t thank you enough for all that you have done for me. It was truly a pleasure working with you. You really made this difficult situation much easier for me and I thank you for that as well!!  I wish I had the chance to meet you. You guys are awesome and so easy to talk to!!I am so glad it’s over and now I can start putting the pieces back together!